As Chief Executive Officer of the Appraisal Institute, the nation’s largest organization of professional real estate appraisers, Ross led the 18,000 member association since November 1997. During his tenure, the Appraisal Institute has initiated activities such as:

• Development of national commercial and residential databases,
• Redesign of the entire 25+ course designation curriculum program resulting in better market positioning and improved course development processes…and more profit from educational programs.
• Challenging members to consider diversifying services and/or client bases with such innovative concepts as e-appraiser.net, the Center for Advanced Property Economics, AVM and statistically derived market analysis products, etc.
• Establishing alliances with other professional real estate organizations, and
• Forming partnerships with businesses — on Wall Street and on Main Street.

Before working for the Appraisal Institute, Ross gained extensive business and association management experience. For seven years, he was the Executive Vice President of the American Society of Farm Managers and Rural Appraisers (ASFMRA). From 1995 through 1997, he also served as the Executive Vice President of the American Society of Agricultural Consultants, which was managed under contract with the ASFMRA, and restored the association to liquidity while refocusing its organizational priorities and activities.

Prior to that, Ross managed a state association for cattlemen in California and served as a lobbyist for the National Cattlemen’s Association in Washington, D.C. He is active in the American Society of Association Executives and the Association Forum. Ross is an accomplished public speaker and has published many articles on association management and related topics.

For over 25 years, Mr. Bradford has been extensively involved with computer-aided analysis and information processing. Today, his focus is on developing new technologies and solutions that will significantly increase the quality and efficiency of the valuation process. Mr. Bradford is also heavily involved in bringing open standards to the appraisal industry and is co-chair of the MISMO Appraisal and Property XML standards workgroup.

Before founding Bradford Technologies, Mr. Bradford worked for companies such as Apple Computer and Structural Dynamics Research where he specialized in computer-aided engineering.

Mr. Bradford earned his MBA at Santa Clara University where he also earned a master’s degree in computer science. Additionally, he holds a third master’s degree in engineering mechanics from the University of Texas at Austin.

Ralph Burnham has been practicing law since 1991 and is a partner with the Cincinnati law firm of Montgomery, Rennie & Jonson.  Mr. Burnham is licensed in Ohio, Kentucky, and Texas.  He represents real estate appraisers in lawsuits and in disciplinary matters before the Ohio Appraisal Board. 

Rick Davis is the Collateral Assessment Manager for the Consumer Finance Division of U.S. Bank in Cincinnati, Ohio. U.S. Bank is the 6th largest Bank in the Nation. The Consumer Finance division has over $11 Billion in receivables and is the 15th largest Consumer Finance Lender in the Nation.

Rick’s established valuation guidelines and is responsible for maintaining a dynamic collateral review process, ensuring that proper government and regulatory process are in place, management of 3rd party vendors and performing collateral risk assessments. In addition, Rick oversees the national appraisal review training for management, sales and underwriting.

He graduated from the University of Cincinnati with a Bachelor’s of Business Administration majoring in Real Estate and Accounting. He currently holds a Certified Residential Appraiser’s license and is a member of the Appraisal Institute. Rick has been in the real estate industry for 12 years.

Prior to being hired as the Executive Director of the Kentucky Real Estate Appraisers Board on September 1, 2003, Larry was employed by the Board as Chief Investigator of real estate appraiser complaints from July 1, 1999 through August 30, 2003. He has been a practicing real property appraiser since 1977, and since 1982 he has taught qualifying education and continuing education courses for real estate licensees and real property appraisers in Kentucky and throughout the United States.

Larry developed, and regularly instructs, a continuing education seminar titled “Real Estate Fraud and Flipping” that has proven very popular with appraiser regulatory agencies, real estate brokers, sales agents, and lenders. The seminar focus keys on the current problems of fraud proliferation and gross negligence allegations lodged against real property appraisers and real estate agents throughout the United States.

Robert L. Frazier is chief appraiser and director of special projects for First American CoreLogic™, America’s largest provider of advanced property and ownership information, analytics and services. He is responsible for solution-based processes, analytics and product development.

Prior to First American CoreLogic™, Frazier served as chief appraiser at Chesapeake Appraisal and Settlement Services, Inc., a division of Citigroup, where he oversaw quality control and review standards for appraisal products and developed non-traditional valuation products.

Frazier is a Certified General Appraiser in Maryland, Virginia, and Washington, D.C., and has been licensed as a real estate broker since 1975. An instructor in real estate, appraisal and mortgage finance since 1979, Frazier was named Faculty Fellow of the Mortgage Bankers Association of America in 1994.

Frazier holds the SRA designation as a member of the Appraisal Institute, and the MRICS from the Royal Institution of Chartered Surveyors (RICS), and has a wide range of experience in residential, commercial, and industrial property markets.

Current:  Senior Review Appraiser for Morgan Stanley Valuations.  Responsibilities includes appraisal review of Scratch & Dent, Conduit, Prime, Subprime, Alt-A and Warehouse lines throughout the US.

Previous 19 years: 

Collateral Services Manager (CSM) for Washington Mutual Bank - Managed a staff of 10 with approximately 16,000 collateral services per year.  Territory included the West Coast of Florida and the Pan Handle (approximately 26 counties).  Responsibilities included:  Management of collateral approval, production staff, approval of vendors and appraisal review. 

Independent Contractor Appraiser. 

Aames Home Loan Team Leader/Staff Appraiser. 

Savings of America Staff Appraiser.

William (Bill) King is a certified residential real estate appraiser, licensed real estate broker, and instructor of real estate and appraisal courses and seminars. Bill entered the real estate field in 1979 and was licensed as a real estate salesperson in residential sales. In 1982 he began performing appraisal services. Through the 1980's he focused primarily on retail and office leasing. In 1992 Bill established William King & Associates, Real Estate Appraisal & Consulting, with offices in Federal Way.

William King and Associates
34618 11th Pl S, Suite 200
Federal Way, WA 98003
(253) 838-0999 - Fax (253) 925-5080
billking@valueone.com
www.valueone.com

Elaine Matternas brings almost 40 years of diverse business experience to her job as General Manager  of Intercorp.  Trained and educated initially as a journalist and communicator, she became involved in the insurance industry in 1980, first in an administrative capacity, handling office management, licensing and compliance, and later marketing.

At Intercorp, she has been instrumental in the development of its Errors & Omissions insurance program for Real Estate Appraisers since the program’s inception in1993, shortly after the establishment of certification laws in the various states.  She oversees underwriting, coordinates claims services, writes loss control articles, and has taught courses on loss prevention for appraisers.

She also handles marketing for all of Intercorp’s programs, which center on professional liability, environmental liability, and alternative funding programs.

She has strong ties to the Washington association community, having served as Editor & Publisher of Association Management magazine, published by the American Society of Association Executives.  Her tenure at ASAE also included the establishment of a quarterly magazine, Leadership, for volunteer leaders of associations.

Newspaper reporting in Champaign-Urbana, Illinois, and Indianapolis followed her graduation from the University of Illinois with a Bachelor of Science degree in Communications.  She has since completed more than half of the requirements for an MBA at American University in Washington, D.C.

She has taught various writing and communications courses in the association community, as well as through a seminar program at George Washington University. 

David L. Phillips, SRA is a designated member of the Appraisal Institute and has been active in the appraisal business since 1983.  He has a General Appraisal Certification in both Missouri and Illinois and is one of the Principals of Real Estate Analysts Limited in St. Louis, MO.

His professional experience includes performing valuation assignments in Missouri, Kansas, Illinois, New Mexico, and Colorado.  His experience also includes a period in which he was an appraisal auditor (quality control) for the largest home lender in the country. 

Mr. Phillips has appraised a wide variety of property types and was lead appraiser in the appraisal of 300 residential properties in the Village of Valmeyer, Illinois, following the flood of 1993.

Other distinctions include his membership on the St. Louis County Board of Equalization, and his the authorship of “Appraising Disasters: When the Levee Breaks” in the January, 2004, issue of Working RE magazine and the ebook Guide to Single Family Residential Inspections.    

Mr. Phillips and his wife have two sons and currently live in suburban St. Louis.

Real Estate Analysts Limited
10910 Manchester Road, Suite 200
St. Louis, MO 63122-1242
(314) 965-1171- Fax (314) 965-2622
dphillips@reanalysts.net
www.reanalysts.net

Carlton H. Segars, Jr., GRI, DREI, is the CEO and founder of FYI Seminars, a company that develops and delivers real estate education courses. He is both an appraisal instructor and an AQB-certified USPAP instructor. In addition, he is an adjunct faculty member at Midlands Technical College teaching all of the pre-license and continuing education appraisal classes as well as the home inspection pre-license classes.

Carlton is a certified residential appraiser (and CEO) at Segars & Associates, a full-service residential appraisal firm he founded more than 25 years ago. He is also currently serving his second, full term on the South Carolina Appraisers Board.

Another significant achievement is the fact that Carlton is one of only 110 Distinguished Real Estate Instructors (DREI) in the United States. At the DREI presentation ceremony, Review Committee members commented that Carlton “…brings excellent group exercises, topic delivery, and visual demonstrations to the classroom.” It was also noted that “…he knows his material and works very hard to make sure his students understand what is being presented.” His good sense of humor, engaging personality, and ability to handle questions well were also spotlighted. 

Nick has been involved in the real estate/finance industry since 1972.  His education includes a Bachelor's of Finance from Indiana University, a Masters of Business Administration from Arizona State University and a Doctorate of Jurisprudence from Indiana University - Indianapolis.   His back ground includes leasing and management with a Chicago-based, regional, shopping center owner; mortgage banking (origination, underwriting, secondary marketing & management), title company (co-owner); property management, real estate development (residential condominiums); investment, consulting and appraising (residential, commercial, easements and diminutive damages).

George Vann, SRA is Chief Appraiser of LSI, a Fidelity National Information Services Company, (NYSE: FIS).  LSI is one of the nation’s largest providers of collateral assessment services.  In this role, he provides leadership in development of policies for appraisal guidelines, assuring compliance with the Uniform Standards of Professional Appraisal Practice (USPAP) and advises the Quality Assurance Team that reviews traditional appraisal services for compliance with USPAP, federal agency, and client requirements. 

Mr. Vann is a member of the Pittsburgh Metro Chapter of the Appraisal Institute, and recently served on the Client Advisory Board to the Strategic Planning Committee of the Appraisal Institute.  Mr. Vann serves Fidelity National Information Services as the corporation’s representative to the Appraisal Foundation’s Industry Advisory Council, which provides advice and consultation to the Appraisal Standards Board and the Appraisal Qualifications Board.  He also serves as Co-chairman of the Appraisal Issues Subcommittee to the Title/Appraisal Vendor Management Association (TAVMA).

Over 6,000 appraisers, and many client appraisal departments, receive Mr. Vann’s Vanntage Pointsm, (www.vanntagepoint.com) an on-line newsletter which is devoted to keeping LSI appraisers abreast of regulatory changes, business trends, and promoting better appraisal practices.  He conducts national seminars for LSI appraisers known as the “LSI Quality Road Show”, wherein he lectures and conducts geographically customized and focused training on topical issues such as measuring declining markets, appraisal fraud, and documenting appraisal work files.  Mr. Vann is also an occasional contributor to the Appraisal Buzz newsletter, read by over 30,000 appraisers and industry participants.